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The current transaction costs for monero are 0.000006XMR, which translates to about $0.001 per transaction.
The costs you have to look out for are the buy and withdrawal fees of the crypto exchange you’re using. If you’re in the EU you should also know a lot of platforms do not allow trading to/from XMR.
Not affiliated with them, but MEXC works in the EU and has a 0 fee XMR withdrawal.
It’s called plugins, and it’s great. Technically you are breaking ToS when using them, but there hasn’t been any crackdown (the betterdiscord team did remove the more ‘risky’ mods like messagelogger from the plugin store)